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Polymarket Deposit Methods in the UK: Bank Transfer, Crypto & More

How to deposit on Polymarket in the UK in 2026 — bank transfer, open banking, crypto, Klarna and fees explained. All methods work via PolyGram.

Priya Anand
Sports Editor — Odds & Form · · 2 min read
✓ Fact-checked · 📅 Updated 9 June 2026 · 2 min read
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How to Deposit on Polymarket from the UK

Polymarket enforces geographic restrictions affecting UK-based users, yet PolyGram provides unrestricted access to the identical CLOB order book alongside purpose-built UK deposit pathways. Every contract is denominated and settled in USDC across the Polygon blockchain.

UK Deposit Methods Available on PolyGram

Bank Transfer (Faster Payments / Open Banking)

British traders may capitalise their PolyGram wallet using Faster Payments, powered by PolyGram's integrated fiat gateway. Deposited sterling converts to USDC instantly, with funds reflecting in your account within roughly 5 minutes. The entry threshold stands at £10. PolyGram itself levies no charge; instead, the gateway operator applies a 1–1.5% conversion levy.

Debit & Credit Card

Both Visa and Mastercard debit instruments are supported. Credit card transactions may face rejection from your financial institution if flagged as cash-like advances — debit cards remain the safer choice. The on-ramp operator typically charges around 1.8% for card-based deposits.

Klarna

Klarna's Pay Later service is available to qualifying UK account holders. This arrangement permits you to execute trades immediately whilst deferring payment for up to 30 days. Eligibility requires an active, compliant Klarna account.

Crypto (USDC, ETH, BTC)

You may transfer USDC directly into your PolyGram Polygon-based wallet from major platforms such as Coinbase, Kraken, or Binance. Alternatively, deposit ETH or BTC — the platform's integrated bridge automatically swaps these into USDC. This route delivers the quickest execution and lowest friction for high-frequency participants. Polygon settlement occurs in under 60 seconds.

Deposit Fees Comparison

  • Bank transfer: ~1–1.5% on-ramp fee
  • Debit card: ~1.8% on-ramp fee
  • Klarna: 0% (interest-free 30-day)
  • Crypto (USDC direct): ~$0.001 Polygon gas only

Minimum and Maximum Deposits

The floor for any deposit is $10 in equivalent value. PolyGram imposes no upper ceiling on deposit amounts. Know Your Customer verification becomes mandatory once cumulative inflows exceed $1,500. The identity check procedure completes in 2–5 minutes.

How Long Do Deposits Take?

  • Bank transfer: 2–10 minutes
  • Card: instant–3 minutes
  • Crypto USDC: 30 seconds–2 minutes

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Priya Anand
Sports Editor — Odds & Form

Priya benchmarks sports prediction-market lines against traditional sportsbooks. Specialism: Premier League, NBA, and the major European cup competitions.